Signs your roof is finished

Granules in the gutter

Asphalt shingles are protected by a granular surface. When that surface starts washing off in quantity, the mat underneath is exposed to ultraviolet and the clock speeds up sharply. A handful of granules after a new roof is normal shedding. Cupfuls, years later, is not.

Repeated repairs in different places

One leak is an event. Three leaks in three different areas inside two years is a pattern, and the pattern means the covering has reached the end of its service life rather than suffered a specific failure.

Shingles that curl, cup or go brittle

A roof near the end goes hard. Shingles that were pliable enough to seal down in the sun no longer bond, and the first serious wind takes them.

The age on the paperwork

Age alone is not a reason to replace. Age plus any one of the symptoms above usually is.

Daylight or damp in the attic

The attic tells the truth earlier than the ceiling does. Staining on the underside of the deck predates any stain you will see downstairs by a long way.

Sagging along a line

Straight lines going wavy means something underneath has softened. That is no longer a roofing question with a cheap answer.

In short

If two or more of these apply, get somebody to look at it and give you a remaining-life number in years. That single number turns the decision from a worry into arithmetic.